In a worrying development, there are fears that many homeowners may be denied the opportunity to obtain home insurance because they live in areas that are prone to flooding due to poorly maintained flood defences. In a survey by the National Audit Office, a staggering 50% of linear defences and 49% of flood defences are in disrepair thus lea...

Torrential rains in Yorkshire and the north-eastern parts of the UK have left much destruction in their wake. Particularly hard-hit have been home-owners who must now face the prospect of reconstruction and filing insurance claims. Whilst many insurance companies have set up special help lines for flood-hit property owners, making an insurance claim can still be a rather complicated process.

Although it charted a rapid rise in the cost of car insurance premiums to record levels, the AA Insurance British Insurance Premium Index has revealed that home insurance premiums fell during the second quarter of 2007. The insurance provider's research indicates that average indexed premiums fell slightly for both buildings and conten...

A quarter of British adults (8.5 million) have chosen to 'Buy Now, Lie Later' in the last 12 months, hiding the real cost of purchases from their partners and family, according to a new survey from Halifax Home Insurance. The home insurance provider found that these secret spenders played down the true cost of their purchases by an average of £772 over the last year. Altogether, this e...

According to the Association of British Insurers an estimated 27,500 homes were damaged in the floods which recently hit Yorkshire and parts of the Midlands, and the cost to insurers is expected to be in excess of £1.5 billion. It is a nightmare scenario to see your home devastated by flood waters but the misery is compounded if you are unin...