Cyclists urged to check cover after Cameron theft

At the very first signs of summer sun, Brits tend to jump at the chance of making the most of the relatively nice weather. Shorts and sunglasses are unearthed from the depths of the wardrobe, sun cream is dug out from the bathroom cupboard, and rusty barbecues are wheeled out of the garage... along with the trusty bicycle.

As the weather improves, many commuters choose to ditch the car in favour of the bike and this trend is set to continue in earnest this year with many workers keen to offset the effects of the recession by saving cash on petrol.

However, before you go searching through the house for your cycling shorts, bear in mind the advice provided by the head of insurance at Confused.com following the theft of David Cameron’s bicycle last week. Darren Black stated that “bikes are easy pickings for thieves as people often leave them unlocked”.

As well as taking proper precautions against bike theft, such as locking it up securely in busy city centre areas and making sure it is marked with an ultraviolet pen, it is important to double-check your insurance policy to ensure that it covers your bicycle.

Proper cover can minimise the pain of personal property theft but many insurance policies do not offer bicycle cover as standard. Furthermore, several of those companies which do offer cover as standard may not include thefts which occur away from the home.

In addition to checking your policy, make sure you take a few good photographs of your bicycle from all angles, just in case you do need to make a claim.

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